Decide
Side by side.
Structured comparison across all six TIP Score pillars plus pricing, maturity and fit — the highest value in each row is highlighted.
Microsoft CopilotChatGPTGemini
The verdict
Choose Microsoft Copilot for microsoft 365 organizations. Choose ChatGPT for general knowledge work. Choose Gemini for google workspace organizations.
ChatGPT takes maturity & reliability (+6) and momentum (+3); Gemini answers on security & compliance (+6). Overall they sit 0.3 apart. Decide by which pillar pays your bills.
| Criteria | Microsoft Copilot Microsoft | ChatGPT OpenAI | Gemini |
|---|---|---|---|
| TIP Score | 87.0Excellent | 90.7ExceptionalBest | 90.4Exceptional |
| Capability30% | 86 | 95 | 93 |
| Value for Money15% | 80 | 88 | 90 |
| Security & Compliance15% | 92 | 82 | 88 |
| Integrations & Ecosystem15% | 94 | 90 | 91 |
| Maturity & Reliability10% | 90 | 92 | 86 |
| Momentum15% | 82 | 93 | 90 |
| Category | LLMs & Assistants | LLMs & Assistants | LLMs & Assistants |
| Pricing model | Freemium | Freemium | Freemium |
| Starting price | Free / $30 per user per month (M365) | Free / $20 per month (Plus) | Free / $19.99 per month (AI Pro) |
| Maturity | Mature | Mature | Mature |
| Pricing transparency | Public tiers + free entry | Public tiers + free entry | Public tiers + free entry |
| Enterprise readiness | Enterprise-ready | Enterprise-ready | Enterprise-ready |
| Setup lift (est.) | Days | Days | Days |
| Ideal buyer | Microsoft 365 organizations | General knowledge work | Google Workspace organizations |
| Key risk | Best value only inside the Microsoft ecosystem | Data-training controls require explicit opt-out on consumer tiers | Product surface changes frequently; naming and tiers can confuse |